Complete Financial Checklist

Complete Financial Checklist

Regularly reviewing finances is essential. As a retirement plan sponsor, encourage your employees to use an annual financial checklist. Get their families involved for added benefits. Making small adjustments yearly can boost confidence and financial well-being. Empower your employees to take small steps that can make a huge impact, reinforcing that proactive annual adjustments promote confidence and well-being for their financial futures. Download Employee Education 102 WEST HIGH STREET, SUITE 200 GLASSBORO, NJ 08028 HFM Investment Advisors, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied…

Read more
From Burnout to Balance: Jen Goldman’s Guide for Thriving Businesses

From Burnout to Balance: Jen Goldman’s Guide for Thriving Businesses

Welcome to this insightful episode of The Entrepreneur’s Journey, where Michael Pallozzi speaks with his longtime friend, business transformation specialist, Jen Goldman. They explore Jen’s passion for empowering small businesses to thrive, not just grow, and discuss her unique journey from humble beginnings to becoming a change agent for entrepreneurs. Jen reveals the critical importance of financial literacy, understanding profit and loss, and the discipline needed for businesses to make clear, strategic decisions. Through shared experiences and practical tips, Jen and Michael underscore how small business owners can build sustainable practices to drive growth, overcome burnout, and maintain a work-life…

Read more
Navigating Election Uncertainty: How to Protect Your Investments and Avoid Panic

Navigating Election Uncertainty: How to Protect Your Investments and Avoid Panic

With another election on the horizon, it’s no surprise that many of our clients are feeling nervous. The constant stream of headlines predicting market doom or dramatic economic shifts depending on who wins can leave even the most seasoned investors questioning their strategy. But while concerns about political change are understandable, it’s important to remember that markets—and disciplined investors—have navigated turbulent times before. Understanding Election-Year Anxiety A common fear among investors is that a change in leadership could trigger a financial crisis, or worse, send the economy into a tailspin. Whether it's concerns over new policies, rising taxes, or market…

Read more
Unlocking Tax Benefits with Charitable Distributions: A Strategy for Charitable Givers

Unlocking Tax Benefits with Charitable Distributions: A Strategy for Charitable Givers

At HFM, one of the most significant values we provide our clients is leveraging our experience in helping hundreds successfully navigate through life's transitions. This episode of the Dollar Wise Podcast delves into a financial strategy that many may not fully understand: the tax benefits of charitable giving through Qualified Charitable Distributions (QCDs). Charitable Giving and Tax Benefits: What You Need to Know When donating to charity, most people assume they’ll receive a tax deduction by simply providing the receipt to their accountant. However, due to changes in tax laws, this isn’t always the case. The Tax Cuts and Jobs…

Read more
How to Save Taxes While Making an Impact

How to Save Taxes While Making an Impact

Welcome to the Dollar Wise Podcast. Jason Gabrieli is joined by Andrew Barnhardt from the HFM team as they explore tax strategies related to charitable giving, focusing on the benefits of Qualified Charitable Distributions (QCDs) from IRAs. The discussion covers how changes in the tax code impact charitable deductions, who can benefit from QCDs, and key considerations when planning your charitable contributions. This episode is designed to help listeners optimize their charitable giving while maximizing tax benefits.Tune into this episode to also learn:  How changes in the standard deduction impact your charitable contributions. The eligibility criteria and benefits of…

Read more
7 Questions to Help Optimize Your 401(k) Plan

7 Questions to Help Optimize Your 401(k) Plan

Let’s explore some of the critical elements of workplace retirement plans. Our goal is to equip you with the knowledge you need to evaluate your current 401(k) plan with clarity and confidence, helping you make the best choices for your business and employees. We'll guide you through pro tips for identifying a healthy plan, discuss recent legislative changes, and introduce fresh innovations. Whether you are evaluating your current plan or just curious about how to improve your retirement plan experience, we're here to help. 1. Do any aspects of your company's retirement plan cause frustration? When frustration arises, pause and…

Read more
From Classroom to Boardroom: How James Paoletti Built Spectrum Sports for Special Needs Athletes

From Classroom to Boardroom: How James Paoletti Built Spectrum Sports for Special Needs Athletes

In the latest episode of The Entrepreneur's Journey, host Michael Pallozzi sits down with his nephew, James Paoletti, to discuss the inspiring journey of building Spectrum Sports—a sports and fitness program designed specifically for individuals with special needs. This conversation dives deep into the challenges and triumphs of entrepreneurship, offering valuable insights for anyone looking to start, grow, or pivot their business. The Genesis of Spectrum Sports James Paoletti’s story is one of passion meeting opportunity. Before starting Spectrum Sports, James was a special needs teacher at Williamstown High School, where he spent nine years working closely with students on…

Read more
This Is Normal

This Is Normal

We know that navigating the stock market's ups and downs can be challenging, especially during periods of increased volatility. To provide some perspective and reassurance, we wanted to share some insights from a recent blog article by one of our favorite writers in the financial community, Ben Carlson (read his blog HERE) that sheds light on the current stock market situation and the nature of market corrections. In his article, Ben highlights the striking chart above showing the unusual calmness of the stock market in 2024 up to last week. Until this point, 2024 had only one day where the…

Read more
Transforming Lives Through Nutrition: The Link Between Food and Health with Reese Valcich

Transforming Lives Through Nutrition: The Link Between Food and Health with Reese Valcich

Welcome back to the Entrepreneur's Journey Podcast. In this episode, Michael Pallozzi sits down with Reese Valcich, founder of Revolution Health Coaching. Reese shares his journey from athletic performance to health coaching, inspired by his father's battle with ALS and Lyme disease. They discuss the importance of nutrition, the role of gut health in overall wellness, and how Reese helps clients achieve their health goals through personalized coaching. This episode provides insights into the intersection of health and entrepreneurship, highlighting the impact of informed nutritional choices on energy and productivity. Tune into this episode to also learn: How Lyme disease…

Read more
Do You Know How to Navigate the Complexities of Estate Planning?

Do You Know How to Navigate the Complexities of Estate Planning?

Navigating the Complexities of Estate Planning: An Interview with Brittany Tedesco By Jason Gabrieli In the latest episode of the Dollar Wise Podcast, I had the pleasure of speaking with Brittany Tedesco from Bratton Law Group. Brittany, an estate planning attorney, has been an invaluable resource for our clients at HFM Investment Advisors. In our discussion, we delved into the intricacies of estate planning and the steps involved when a loved one passes away. Estate planning is a crucial, albeit somber, topic. Our goal was to provide listeners with clear and practical insights to help them navigate the legal and…

Read more
Load More
Back To Top
LET'S TALK