Podcast Archives - HFM Investment Advisors, LLC

Welcome back to the Entrepreneur’s Journey, a podcast dedicated to exploring the paths of successful entrepreneurs. In this episode, Michael Pallozzi sits down with Ron Cuff, co-CEO of High Point Home Services and Brand President of High Point Roofing. Ron shares his inspiring journey of transitioning from construction labor in his youth to building, scaling, and successfully exiting businesses in the trades industry. Listen as they delve into his upbringing, early challenges, and eventual successes, culminating in the development of "Forge," a comprehensive educational platform for trades business owners. This episode is packed with actionable insights for aspiring and seasoned…

Are Multi-Year Guaranteed Annuities a Smart Choice in a Rising Rate Market?

Investments, Podcast

In this episode, Jason Gabrieli, a certified financial planner at HFM Investment Advisors, discusses the increasing interest in multi-year guaranteed annuities as interest rates rise. With more clients and insurance agents inquiring about these products, Jason dives into the pros and cons, potential pitfalls, and considerations to make before adding them to your financial plan. If you're curious about annuities or have received pitches recently, this episode will provide you with essential information to help you make informed decisions. Tune into this episode to also learn: How higher interest rates impact financial products like annuities. The differences between various types…

From Burnout to Balance: Jen Goldman’s Guide for Thriving Businesses

Financial Wellness, Podcast

Welcome to this insightful episode of The Entrepreneur’s Journey, where Michael Pallozzi speaks with his longtime friend, business transformation specialist, Jen Goldman. They explore Jen’s passion for empowering small businesses to thrive, not just grow, and discuss her unique journey from humble beginnings to becoming a change agent for entrepreneurs. Jen reveals the critical importance of financial literacy, understanding profit and loss, and the discipline needed for businesses to make clear, strategic decisions. Through shared experiences and practical tips, Jen and Michael underscore how small business owners can build sustainable practices to drive growth, overcome burnout, and maintain a work-life…

Navigating Election Uncertainty: How to Protect Your Investments and Avoid Panic

Financial Wellness, Podcast

With another election on the horizon, it’s no surprise that many of our clients are feeling nervous. The constant stream of headlines predicting market doom or dramatic economic shifts depending on who wins can leave even the most seasoned investors questioning their strategy. But while concerns about political change are understandable, it’s important to remember that markets—and disciplined investors—have navigated turbulent times before. Understanding Election-Year Anxiety A common fear among investors is that a change in leadership could trigger a financial crisis, or worse, send the economy into a tailspin. Whether it's concerns over new policies, rising taxes, or market…

Election Concerns and Investing… Mix at Your Own Risk

Investments, Podcast

Welcome to this episode of the Dollar Wise Podcast. In this episode, Jason Gabrieli discusses the growing concern around election outcomes and their potential impact on investments. With the media heightening fear and uncertainty, Jason offers insight into why emotions can mislead investors and how focusing on long-term goals is essential. He also explains how historical data shows a limited correlation between presidential elections and stock market performance. Jason reminds us to control what we can and stay disciplined in our investment strategy.Tune into this episode to also learn: How to stay disciplined with your investments during election cycles…

From Corporate Grind to Fitness Guru: Duarte Monteiro’s Entrepreneurial Journey with Zen Sport

Business Owners, Podcast

In the latest episode of The Entrepreneur's Journey, host Michael Pallozzi sits down with Duarte Monteiro, founder of Zen Sport, for an inspiring conversation about his unconventional path to entrepreneurship. Duarte, a former corporate executive turned performance coach, shares the highs, lows, and pivotal moments that led him to leave a six-figure corporate job and pursue his passion in the fitness industry. From Corporate Ladder to Martial Arts Training Duarte's story begins with a background in competitive athletics, including martial arts, where he competed nationally. His journey, however, took a detour when he pursued a degree in criminal justice, leading…

Can You Imagine Leaving a Six-Figure Job for Fitness? Here’s How Duarte Monteiro Did It!

401(k), Business Owners, Podcast

In this episode, Michael Pallozzi sits down with Duarte Monteiro from Zen Sport. Duarte, a former corporate investigator turned performance coach, shares his unconventional path from martial arts to fitness training. Learn how Duarte left his corporate job to pursue his passion for helping people achieve peak performance. They discuss the importance of functional training, avoiding injuries, and how Duarte’s methods are transforming the lives of his clients, including busy entrepreneurs. Tune in for insights on maintaining physical resilience at any age and how fitness can be a game-changer in your personal and professional life. Tune into this episode to…

How to Save Taxes While Making an Impact

Financial Wellness, Podcast

Welcome to the Dollar Wise Podcast. Jason Gabrieli is joined by Andrew Barnhardt from the HFM team as they explore tax strategies related to charitable giving, focusing on the benefits of Qualified Charitable Distributions (QCDs) from IRAs. The discussion covers how changes in the tax code impact charitable deductions, who can benefit from QCDs, and key considerations when planning your charitable contributions. This episode is designed to help listeners optimize their charitable giving while maximizing tax benefits.Tune into this episode to also learn: How changes in the standard deduction impact your charitable contributions. The eligibility criteria and benefits of…

From Classroom to Boardroom: How James Paoletti Built Spectrum Sports for Special Needs Athletes

Podcast, Wellness

In the latest episode of The Entrepreneur's Journey, host Michael Pallozzi sits down with his nephew, James Paoletti, to discuss the inspiring journey of building Spectrum Sports—a sports and fitness program designed specifically for individuals with special needs. This conversation dives deep into the challenges and triumphs of entrepreneurship, offering valuable insights for anyone looking to start, grow, or pivot their business. The Genesis of Spectrum Sports James Paoletti’s story is one of passion meeting opportunity. Before starting Spectrum Sports, James was a special needs teacher at Williamstown High School, where he spent nine years working closely with students on…

Pioneering Inclusive Fitness With Spectrum Sports’ James Paoletti

Business Owners, Podcast

In this episode of The Entrepreneur's Journey, host Michael Pallozzi sits down with his nephew, James Paoletti, the owner, and partner of Spectrum Sports. James shares his transition from being a special needs teacher to launching Spectrum Sports, a unique program that offers sports and fitness opportunities for individuals with special needs. He discusses the challenges and triumphs of entrepreneurship, the impact of COVID-19 on his business, and the exciting plans for Spectrum Sports' future. Tune into this episode to also learn: How James transitioned from teaching to entrepreneurship. The role of Spectrum Sports in providing inclusive fitness programs. Challenges…