Podcast Archives - HFM Investment Advisors, LLC

It can be quite tempting to pick a fast and inexpensive car or home insurance provider online and call it a day…but what are the risks? We discuss what your car or home insurance should cover so it doesn't cost you down the line and end up being an expensive mistake. Shayna Carnevale from Comparion Insurance joins us to shed light on what makes up safe and legitimate auto and homeowner’s insurance. Tune into this episode to also learn: What your car and home insurance should cover What you might misunderstand about car and home insurance policies Why not…

5 Things You Need to Know About Secure Act 2.0

401(k), Investments, Podcast

You’re probably not going to read the Secure Act 2.0’s ~100 provisions, so we’re telling you the top 5 things you need to know about it, even if you’re not retiring. The act is being phased into implementation from 2023 - 2033. We’ll let you know the key dates you need to keep in mind. Tune into this episode to also learn: How the Secure Act 2.0 will affect you When key aspects of the Secure Act 2.0 will go into effect What you need to know if you aren’t retiring soon WHAT WE DISCUSSED (00:31) Secure Act 2.0: what…

The Return of the 3% Interest Savings Account

Investments, Podcast, Retirement Planning

It’s stressful when interest rates go up - you can afford less, and your home and car payments go up. But, there is a way to use high interest rates to grow your cash and net worth. We discuss how to make high interest rates serve you rather than scare you. TUNE INTO THIS EPISODE TO ALSO LEARN: Should you put money in an online bank? Best way to protect yourself against inflation How to increase your cash in the short term WHAT WE DISCUSSED (00:41) The plus side of high-interest rates (03:13) Free money from your bank (guaranteed) (04:49)Which…

4 Tips to Better Position Yourself In This Bear Market

401(k), Financial Wellness, Investments, Podcast

You already know that markets are declining so much that we are in bear market territory. But what’s the right thing to do? Stop investing? Sell the stock you have? Will the market come back soon? We answer the key questions on your mind about the 2022 market crash and share 4 ways you can make and save money during this market downturn. TUNE INTO THIS EPISODE TO LEARN: Tips to grow your money when the market is down How to unlock 10 years' worth of tax savings The worst thing you can do when the market is down WHAT…

Should you join a credit union instead of a bank? With Daniel Sulpizio

Financial Wellness, Podcast

You’ve probably heard about credit unions before. But do you know what they are and why you’d ever join one instead of a traditional bank? That’s what we discuss with Daniel Sulpizio in this episode. Find out how a credit union can potentially save you a lot of money and make your finances simpler and more streamlined.

How To Start Investing In Real Estate (Realistically) with Frank Anastasi, CPA

Financial Wellness, Podcast

What is real estate investing actually like? How much does it really cost to start? What do you need to know to create a lucrative deal? Learn from a real estate investor and CPA Frank Anastasi, who started investing in properties in 2020 and now has the real estate business down to a science. Get a realistic point of view that you won’t find on google.

2022 Has Been a Tough Year for Investors – Overcoming the Physical Toll of Stress

Financial Wellness, Newsletter, Podcast

We have become constantly stressed. We are no longer in fight or flight mode just at the gym, we are in fight or flight mode just before bed. Stress is depleting us and taking away our ability to make the most out of our bodies for the rest of our lives. Mike Blaylock and Jason discuss how you can stay fit and active for the rest of your life by doing simple things like learning how to breathe better.

How To Claim Social Security Without Losing Money with Martha Shedden

Financial Wellness, Podcast, Retirement Planning

Social security might be your largest asset in retirement, but how long will it last? And how can you increase the money you receive when you retire? When you don’t know what you’re entitled to, you might leave more money on the table than you think. Catherine from HFM Investment Advisors and Martha Shedden, a social security expert and educator, have a conversation about what you must know about social security so that you can get as much money as possible during retirement.

Selling A Family Business Twice With Ed Hutchinson

Business Owners, Podcast

Ed Hutchinson is the President and rainmaker of his family business Hutchinson Energy Services. Hutchinson Energy Services is a plumbing company turned HVAC full-service provider.

I Bonds Paying 9.62%… What’s The Catch?

Financial Wellness, Investments, Podcast, Retirement Planning

Right now, I-bonds present an extremely attractive 9.6% rate of return. So, how come we never hear about I-bonds? Learn why I-bonds are currently popular, how to buy them, and whether your should in this snappy episode of the Dollar Wise Podcast.