Retirement Planning Archives - Page 2 of 3 - HFM Investment Advisors, LLC

It’s stressful when interest rates go up - you can afford less, and your home and car payments go up. But, there is a way to use high interest rates to grow your cash and net worth. We discuss how to make high interest rates serve you rather than scare you. TUNE INTO THIS EPISODE TO ALSO LEARN: Should you put money in an online bank? Best way to protect yourself against inflation How to increase your cash in the short term WHAT WE DISCUSSED (00:41) The plus side of high-interest rates (03:13) Free money from your bank (guaranteed) (04:49)Which…

What Does the Inflation Act Means For You?

What Does the Inflation Act Mean For You?

Business Owners, Financial Wellness, Investments, Retirement Planning

This article details the top three provisions in the Inflation Reduction Act that the average American will benefit from the most.

Social Security and Retirement Earnings

Financial Wellness, Retirement Planning

Just because you've retired doesn't mean you have to stop working. However, working income may affect your social security earnings.

September Is Life Insurance Awareness Month

Business Owners, Financial Wellness, Retirement Planning

This article will use Life Insurance Awareness Month as an opportunity to talk about the importance of life insurance.

How To Claim Social Security Without Losing Money with Martha Shedden

Financial Wellness, Podcast, Retirement Planning

Social security might be your largest asset in retirement, but how long will it last? And how can you increase the money you receive when you retire? When you don’t know what you’re entitled to, you might leave more money on the table than you think. Catherine from HFM Investment Advisors and Martha Shedden, a social security expert and educator, have a conversation about what you must know about social security so that you can get as much money as possible during retirement.

August Is National “Make a Will” Month

Financial Wellness, Retirement Planning

A great annual reminder to review your will or create a will if you don’t have one already. Read more about the benefits of having a will and how to create one here.

5 Ways Business Owners Can Optimize Retirement Savings

Business Owners, Investments, Retirement Planning

As a business owner, you have the ability to pull certain levers to increase retirement savings while controlling tax consequences. By understanding how different qualified plans can deploy savings and tax strategies, you can optimize cash flow for your retirement future.

I Bonds Paying 9.62%… What’s The Catch?

Financial Wellness, Investments, Podcast, Retirement Planning

Right now, I-bonds present an extremely attractive 9.6% rate of return. So, how come we never hear about I-bonds? Learn why I-bonds are currently popular, how to buy them, and whether your should in this snappy episode of the Dollar Wise Podcast.

Staying the Course through Volatile Markets

401(k), Business Owners, Investments, Retirement Planning

Turbulent times can bring turbulent markets. Many factors cause chaotic swings in the investing world including housing bubbles, political elections, international instability and as we have seen recently, a global health pandemic.

Retirement Strategy: Planning Your Retirement Lifestyle

Financial Wellness, Investments, Retirement Planning

A retirement lifestyle is more than just saving money; it's also deciding how you want to spend that extra time. Here's a look at what you want to consider.