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Calculating Your Optimized Social Security Formula


CERTIFIED FINANCIAL PLANNER and Registered Social Security Analyst Catherine Allen-Carlozo sits with Jack McGee to delve into the world of social security and retirement planning. They emphasize the value of informed decision-making when it comes to social security benefits and retirement age. The discussion centers around exploring various options and strategies to maximize social security earnings. Accurate income figures take the spotlight, dispelling prevalent misconceptions about social security. Tune in as Catherine and Jack shed light on these crucial aspects of financial planning on this insightful episode of Dollar Wise.

Tune into this episode to also learn: 

  • What factors should be considered when deciding when to start collecting social security?
  • How can understanding the income figures and formulas for social security help in making informed retirement decisions?
  • What strategies can be employed to maximize social security benefits and ensure a comfortable retirement?

What we discussed

[00:02:15] Social Security analysis provides informed decisions for retirement strategies

[00:05:11] Analysis can bring confidence and excitement to retirement decisions

[00:09:32] Education empowers smart decisions, debunking myths about social security’s future

3 Things To Remember 

  1. Importance of education: The more educated you are about social security, the better decisions you can make regarding retirement planning.
  2. Analysis and visualization: Through detailed analysis and visual presentations, you can see the actual numbers and projections, helping you make informed decisions about social security and your retirement income.
  3. Debunking fears and misconceptions: Addressing common concerns and myths about social security, such as it running out of money, provides reassurance and confidence in its long-term benefits.

Useful Links

Connect with Catherine Allen-Carlozo : LinkedIn

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HFM Investment Advisors, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. All investments involve risk and are not guaranteed. Information expressed does not take into account your specific situation or objectives and is not intended as a recommendation appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment advisor to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

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