Podcast Archives - Page 4 of 6 - HFM Investment Advisors, LLC

CERTIFIED FINANCIAL PLANNER and Registered Social Security Analyst Catherine Allen-Carlozo sits with Jack McGee to delve into the world of social security and retirement planning. They emphasize the value of informed decision-making when it comes to social security benefits and retirement age. The discussion centers around exploring various options and strategies to maximize social security earnings. Accurate income figures take the spotlight, dispelling prevalent misconceptions about social security. Tune in as Catherine and Jack shed light on these crucial aspects of financial planning on this insightful episode of Dollar Wise. Tune into this episode to also learn: What factors…

Rich vs. Wealthy: What’s the Difference?

401(k), Financial Wellness, Podcast

Although the two might be used interchangeably, rich and wealthy have two meanings in financial planning. CERTIFIED FINANCIAL PLANNERS Jason Gabrieli and Catherine Allen-Carlozo discuss the importance of saving, building wealth, and aligning spending with financial goals. They emphasize the role of net worth and assets in achieving financial freedom, dispel the belief that wealth is only about lifestyle and consumption, and stress the significance of living below one's means and making wise financial choices. They provide examples and insights to encourage long-term wealth building and advise against get-rich-quick schemes. Tune into this episode to also learn: Is income…

Contingency-Free Real Estate: How Anyone Can Become A Cash Buyer

Financial Wellness, Podcast, Uncategorized

The real estate market is as competitive as ever, even for the most qualified buyers. And if you’re like most people and need to place contingencies in your offer, such as needing to sell your home first or getting approved for a mortgage, the seller would incur greater risks with you and so they would likely choose a cash offer instead. Thomas Bickett from AnnieMac Home Mortgage joins Jason to discuss how anyone can become a cash buyer with their Cash2Keys Program, a game-changing solution that empowers buyers to secure their dream homes with confidence. Tune into this episode to…

Making College Count: Calculating the Long-Term ROI of Your Education

Financial Wellness, Podcast

Summary College is one of the biggest investments a family might make. But, most families jump in head first without understanding the true cost of college or calculating the potential return on investment. Donna Baines of Baines College Planning joins Jason to discuss how to make wise investment decisions when it comes to your child’s education, the resources available to parents and students, and alternative options besides college. Tune into this episode to also learn: What you should consider to narrow down a list of right-fit colleges for your child Find out what college will really cost you Alternative learning paths besides college…

Finding Opportunities in the Chaos: Why You Should Invest During Market Volatility

Business Owners, Financial Wellness, Investments, Podcast

2022 was a rough year for investors. And when the market becomes challenged, people begin to feel intimidated and might look to put their money elsewhere. And yes, investing involves risk, but don't stick your head in the sand and think relying on bank interest will be enough to reach your goals because, historically, you will lose to inflation over the long term. Jason and Tyler review market turbulence, past market performance and what those investments would be worth today. Tune into this episode to also learn: How to beat inflation The right way to calculate how much you’re really…

Let’s Talk About Cash

Financial Wellness, Investments, Podcast

With recent banking collapses and interest rates still at recent highs, understanding the right place for your cash is more important than ever. In this episode, we discuss different options for cash while maximizing its value and protection. We’ll explore alternatives to bank accounts like money market funds and treasury bills. By comparing various cash management strategies, you'll gain insights into the most effective ways to safeguard your wealth in uncertain times without sacrificing growth potential. Tune into this episode to also learn: Options for how to store your cash How to maximize your money while maintaining a cash…

How Much Are You Ready to Lose from Your Insurance Policy?

Financial Wellness, Podcast

It can be quite tempting to pick a fast and inexpensive car or home insurance provider online and call it a day…but what are the risks? We discuss what your car or home insurance should cover so it doesn't cost you down the line and end up being an expensive mistake. Shayna Carnevale from Comparion Insurance joins us to shed light on what makes up safe and legitimate auto and homeowner’s insurance. Tune into this episode to also learn: What your car and home insurance should cover What you might misunderstand about car and home insurance policies Why not…

5 Things You Need to Know About Secure Act 2.0

401(k), Investments, Podcast

You’re probably not going to read the Secure Act 2.0’s ~100 provisions, so we’re telling you the top 5 things you need to know about it, even if you’re not retiring. The act is being phased into implementation from 2023 - 2033. We’ll let you know the key dates you need to keep in mind. Tune into this episode to also learn: How the Secure Act 2.0 will affect you When key aspects of the Secure Act 2.0 will go into effect What you need to know if you aren’t retiring soon WHAT WE DISCUSSED (00:31) Secure Act 2.0: what…

The Return of the 3% Interest Savings Account

Investments, Podcast, Retirement Planning

It’s stressful when interest rates go up - you can afford less, and your home and car payments go up. But, there is a way to use high interest rates to grow your cash and net worth. We discuss how to make high interest rates serve you rather than scare you. TUNE INTO THIS EPISODE TO ALSO LEARN: Should you put money in an online bank? Best way to protect yourself against inflation How to increase your cash in the short term WHAT WE DISCUSSED (00:41) The plus side of high-interest rates (03:13) Free money from your bank (guaranteed) (04:49)Which…

4 Tips to Better Position Yourself In This Bear Market

401(k), Financial Wellness, Investments, Podcast

You already know that markets are declining so much that we are in bear market territory. But what’s the right thing to do? Stop investing? Sell the stock you have? Will the market come back soon? We answer the key questions on your mind about the 2022 market crash and share 4 ways you can make and save money during this market downturn. TUNE INTO THIS EPISODE TO LEARN: Tips to grow your money when the market is down How to unlock 10 years' worth of tax savings The worst thing you can do when the market is down WHAT…