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From Cybersecurity to Pipe Wrenches: How John Moskola and His Brother Are Reinventing a Plumbing Business

From Cybersecurity to Pipe Wrenches: How John Moskola and His Brother Are Reinventing a Plumbing Business

In episode 21 of The Entrepreneur’s Journey, Michael sat down with John Moskola, co-owner of Watson & Sons Plumbing in Western Pennsylvania. John's surprising career path—from government cybersecurity analyst to successful plumbing business owner—is a powerful example of the courage and creativity it takes to make a major professional pivot. From the Pentagon to Pipe Fittings Before joining the trades, John Moskola spent over a decade in the high-stakes world of cybersecurity, working for the Pentagon and other government agencies. While it was intellectually demanding work, the desk-bound lifestyle didn’t align with his people-focused personality. When the opportunity arose to…

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Trust the Process: Lessons from a First-Time Business Buyer

Trust the Process: Lessons from a First-Time Business Buyer

Michael sits down with John Moskola, co-owner of Watson & Sons Plumbing in Western Pennsylvania. With a background in cybersecurity for the Pentagon, John made an unexpected pivot into business ownership through the acquisition of a local plumbing company with his brother. They discuss the challenges of securing financing, navigating the SBA loan process, handling curveballs like environmental studies, and what it takes to successfully grow a family-run trade business in a modern world. This episode offers a candid look at making the leap from corporate life to entrepreneurship—and why trusting the process makes all the difference.   Tune into…

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From Side Hustles to CEO at 21: 3 Lessons on Sales Grit, Smart Automation, and Building a Self-Managing Business

From Side Hustles to CEO at 21: 3 Lessons on Sales Grit, Smart Automation, and Building a Self-Managing Business

Michael sits down with Jayson Miletta, a 21-year-old recent graduate of Rowan University and already a seasoned entrepreneur. Jayson shares how he turned a backyard cornhole league into a national franchise, launched a digital marketing firm with automated outreach systems, and built a scalable business model rooted in partnership and performance. This conversation covers the evolution of Jayson's ventures, the systems behind his success, and his vision for the future—all before graduating college.   Tune into this episode to also learn: How Jayson scaled a cornhole league into a national franchise model. What it takes to cold-sell $100,000 franchises as…

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How Saying “Yes” Can Launch a Business: Confidence, Creativity & Client Loyalty in Action

How Saying “Yes” Can Launch a Business: Confidence, Creativity & Client Loyalty in Action

In the world of entrepreneurship, most people wait until they have all the answers before taking action. But what if the secret to success is saying yes before you're ready, then figuring it out? In this episode of The Entrepreneur’s Journey, we hear how Dave Kryszczak, founder of Spartan Digital, built a thriving marketing agency by doing just that. His journey offers a powerful framework for entrepreneurs who are scaling their business, building a team, or simply trying to move from operator to owner. Here are three valuable lessons you can take from his story—whether you’re just starting out or…

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Say Yes First, Figure It Out Later: Lessons in Grit, Growth, and Guts from Dave Kryszczak

Say Yes First, Figure It Out Later: Lessons in Grit, Growth, and Guts from Dave Kryszczak

Michael Pallozzi sits down with David Kryszczak, founder of Spartan Digital, to explore his inspiring path from teenage tech support to leading a thriving digital marketing agency. Despite being only 26, Dave's journey spans entrepreneurial risk-taking, deep community involvement, and a remarkable personal story that includes classical music, shooting sports, and black bear hunting in Maine. This candid conversation unpacks the value of saying "yes" early and learning on the fly, and how Dave’s experiences shaped his success in marketing and leadership.   Tune into this episode to also learn: How early exposure to business and mentorship shaped Dave's entrepreneurial…

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Smart Strategies for Charitable Giving and Tax Savings

Smart Strategies for Charitable Giving and Tax Savings

In this episode, Jason Gabrieli, CFP, is joined by Andrew Barnhardt, CFP, to explore how charitable contributions can be optimized for tax efficiency. They discuss practical strategies such as donor-advised funds, gifting appreciated stock, and estate planning techniques to ensure your generosity also leads to tax benefits. Whether you're navigating a high-income year or planning your legacy, this episode offers valuable insights to help you give wisely.   Tune into this episode to also learn: How donor-advised funds can provide flexibility and immediate tax deductions. The benefits of gifting appreciated stock to eliminate capital gains taxes. When charitable remainder trusts…

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Building Systems, Developing Leaders: From Corporate Exec to Trusted Small Business Advisor with Jim Bradley

Building Systems, Developing Leaders: From Corporate Exec to Trusted Small Business Advisor with Jim Bradley

In this episode, Michael is joined by Jim Bradley, founder of Precision Profit Strategies, to discuss his transformation from a corporate leader at companies like FedEx and Ready Pac Foods to a trusted advisor and coach for small businesses. Jim shares how his corporate experience with leadership development, lean manufacturing, and process improvement now serves his entrepreneurial mission: helping business owners build systems, develop leaders, and reclaim their time. This episode offers valuable takeaways for entrepreneurs looking to create scalable, self-sustaining businesses. Tune into this episode to also learn: How lean methodology can drastically improve small business profitability. Why leadership…

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Beyond the Miles: What Happens to Your Travel Rewards When You Pass Away?

Beyond the Miles: What Happens to Your Travel Rewards When You Pass Away?

The Travel Hacking Phenomenon As travel hacking gains popularity, more people are collecting points and miles through credit cards, airline programs, and hotel loyalty programs. The rewards often translate into free flights, hotel stays, or once-in-a-lifetime experiences at little to no cost. Tyler Reedman, an advisor at HFM Investment Advisors, is especially passionate about the subject, having successfully planned a 15-night honeymoon to Greece using points. Tyler highlights the importance of leveraging credit card spending to maximize points accumulation, saying, “It’s about taking the money you’re already spending on credit cards and doing it strategically.” The benefits of travel hacking…

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What Happens to Your Travel Points When You Die?

What Happens to Your Travel Points When You Die?

In this episode, Catherine Allen-Carlozo and Tyler Reedman dive into an unconventional yet valuable topic: what happens to your travel rewards—points, miles, and loyalty perks—when you pass away? Prompted by a real client experience, the discussion unpacks how various credit card, airline, and hotel programs treat reward balances after death, and what estate planning strategies can help preserve them for loved ones. Tune in for an eye-opening conversation that blends financial planning with travel hacking insights.lth without fear.   Tune into this episode to also learn: Why you don’t technically own your points or miles. How to plan ahead to…

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Rising to the Top: South Jersey Elevators’ Bill McGrath’s Path to Excellence and Innovation

Rising to the Top: South Jersey Elevators’ Bill McGrath’s Path to Excellence and Innovation

In the competitive world of elevator installation and maintenance, few stories resonate as deeply as that of Bill McGrath, the founder of South Jersey Elevators (SJE). Bill’s journey from humble beginnings to establishing a thriving business over the last 12 years showcases the resilience, hard work, and lessons learned from setbacks. His story is an inspiring tale of entrepreneurship, dedication, and the importance of family support, all while navigating the ups and downs of building a company in a challenging industry. The Beginning: Taking a Leap of Faith Bill McGrath’s path to entrepreneurship wasn’t an immediate leap, but rather, a…

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