Beyond the Will, How to Make A Difficult Time Easier on Those Left Behind

Beyond the Will, How to Make A Difficult Time Easier on Those Left Behind

In this episode, Jason Gabrieli is joined by Brittany Tedesco from Bratton Law Group to discuss what really happens when someone passes away and what that experience is like for those left to handle things.  Most people are familiar with the importance of having a will and estate plan before they pass away, but the reality is that there’s other considerations that could be made ahead of time to make this difficult and emotional process as smooth as possible.  Whether you’re someone who is dealing with a loved one’s passing or it’s important to you that this burden is minimized…

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How Do You Manage Finances After Experiencing a Loss?

How Do You Manage Finances After Experiencing a Loss?

Navigating Life's Transitions: An Interview with Brian Masessa, CPA By Jason Gabrieli, CFP At HFM Investment Advisors, our mission is to leverage our extensive experience to help clients navigate life's transitions smoothly. In our latest podcast episode, I had the pleasure of sitting down with Brian Masessa, CPA from Premier Accounting Services in Pitman, NJ. We delved into a sensitive yet crucial topic: managing the financial aftermath of a loved one's passing, specifically when how it applies to navigating the tax situation.  Setting the Scene Death is an inevitable part of life, but the complexities that arise in its wake…

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Grief to Relief: Saving on Taxes After Saying Goodbye

Grief to Relief: Saving on Taxes After Saying Goodbye

In this episode, Jason Gabrieli and guest Brian Masessa, CPA from Premier Accounting Services, delve into the financial complexities that arise when a loved one passes away. They discuss the essential steps executors must take, the intricacies of probate, and the importance of proper documentation. Brian explains the different types of taxes involved, including income and estate taxes, and offers advice on how to manage and mitigate these liabilities. This episode is a must-listen for anyone looking to understand how to handle financial responsibilities after a death. Tune into this episode to also learn: The critical steps in the probate…

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Q2 2024 Plan Sponsor Newsletter

Q2 2024 Plan Sponsor Newsletter

As we continue to navigate an evolving workforce landscape, it's becoming increasingly evident that employees at different career stages have distinct needs when it comes to retirement planning and benefits. Understanding and addressing these diverse needs is crucial to foster employee satisfaction, retention, and overall financial wellness. To effectively meet these diverse needs, it's wise for plan sponsors to consider implementing personalized resources and benefits tailored to each career stage. Our Q2 newsletter discusses tailored strategies for each career stage. Download The Newsletter Providing access to financial wellness platforms, one-on-one counseling, and retirement readiness assessments can equip employees with the…

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How Do You Teach Your Kids The Importance Of Money?

How Do You Teach Your Kids The Importance Of Money?

Transforming Financial Education for Families: A Conversation with Chad Willardson By Jason Gabrieli In our most recent podcast, I had the pleasure of interviewing Chad Willardson, the president and founder of Pacific Capital, and a renowned author and advocate for financial literacy among children. Chad's impressive portfolio includes five bestselling books, such as "Smart, Not Spoiled" and his latest, "Wealth Wired Differently." He is also the co-host of the "Smart Money Parenting" show and the co-founder of GravyStack and the Dinner Table Community. Our discussion delved into his innovative approach to teaching kids about money, the genesis of GravyStack, and…

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Smart Not Spoiled: Raising Financially Savvy Kids

Smart Not Spoiled: Raising Financially Savvy Kids

In this episode of the Dollar Wise Podcast, host Jason Gabrieli is joined by Chad Willardson, president and founder of Pacific Capital, bestselling author, and co-founder of GravyStack. Chad shares his journey of teaching financial literacy to children, inspired by his experiences as a father of five. He discusses the development of GravyStack, an innovative app designed to help kids learn about money through practical activities, and the importance of financial education at a young age. Chad also delves into the philosophy behind his book "Smart Not Spoiled," offering practical advice for parents on raising financially responsible children. Tune into…

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Boosting Retirement Confidence for Near-Retirees

Boosting Retirement Confidence for Near-Retirees

  Employees late in their careers need information that helps smooth the transition into retirement   We are entering the “Great Retirement” era, where tens of thousands are hitting retirement age daily. By 2030, the entire baby boomer generation will be 65 or older. These hard working and resilient employees were the first to experience the shift from guaranteed pension plans to defined contribution plans such as 401(k)s. With retirement in sight, near-retirees are a key target audience for financial wellness programs. Older employees are likely to experience heightened financial stress and anxiety as they transition from work into retirement…

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Employee Newsletter: Financial Health Edition

Employee Newsletter: Financial Health Edition

As a plan sponsor, employees want you to support their financial well-being. Achieving financial health takes time and commitment, here are three tips to help your employees stay focused: Make savings a routine they can stick to Set realistic goals Get help from a financial professional Just as physical health requires commitment, good habits, and professional guidance, achieving financial health needs time , persistence, and small yet powerful changes. By empowering your employees to improve their financial fitness, you are contributing to their overall well-being and satisfaction. Download the Newsletter HFM Investment Advisors, LLC. 856-232-2270 www.hfmadvisors.com 401kteam@hfmadvisors.com 102 West High…

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Don’t Let 5% Savings Accounts Distract You From Investing for the Long Term

Don’t Let 5% Savings Accounts Distract You From Investing for the Long Term

Welcome back to the Dollar Wise Podcast. In this episode, Jason Gabrieli, CFP®, discusses the current trend of keeping money in cash. With high-yield savings accounts offering around 5%, many investors are unsure whether to invest or leave their money in cash. Jason highlights the importance of understanding historical returns and differentiating between short-term and long-term financial goals. He demonstrates how long-term investments in bonds and stocks have historically outperformed cash, despite recent attractive yields. The episode encourages listeners to align their cash holdings with their financial objectives and offers insights into market trends and behavioral finance. Tune into this…

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Overcoming Mid-Career Retirement Savings Hurdles

Practical tips for Gen X and Millennial workers to save for retirement   Life in the middle can be a pickle—just ask any mid-career employee. They're often caught between a rock and a hard place, or, more accurately, a kid's college fund and an aging parent's medical bills. Add to that the rising cost of living, and you've got a perfect storm for financial stress. Money and Happiness Did you know that 59% of Americans think money can buy happiness? With the magic number being $1.2 million. Interesting though, for a significant portion of your workforce, financial happiness is tied…

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