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Say Yes First, Figure It Out Later: Lessons in Grit, Growth, and Guts from Dave Kryszczak

Say Yes First, Figure It Out Later: Lessons in Grit, Growth, and Guts from Dave Kryszczak

Michael Pallozzi sits down with David Kryszczak, founder of Spartan Digital, to explore his inspiring path from teenage tech support to leading a thriving digital marketing agency. Despite being only 26, Dave's journey spans entrepreneurial risk-taking, deep community involvement, and a remarkable personal story that includes classical music, shooting sports, and black bear hunting in Maine. This candid conversation unpacks the value of saying "yes" early and learning on the fly, and how Dave’s experiences shaped his success in marketing and leadership.   Tune into this episode to also learn: How early exposure to business and mentorship shaped Dave's entrepreneurial…

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Leadership’s Role in Benchmarking Retirement and Health Insurance Benefits

Leadership’s Role in Benchmarking Retirement and Health Insurance Benefits

Stay competitive, compliant, and cost-effective Providing competitive benefits is key to building a strong, successful team. Benchmarking is an important tool because it helps you get the data and insights needed to make smart decisions for your benefit plans. It’s also important for meeting rules, avoiding legal trouble, keeping up with industry standards, and supporting your employees. Here’s why benchmarking should be a priority for your company and how you can use it to improve your plans. What is ERISA and why it matters The Employee Retirement Income Security Act (ERISA) sets rules for how employee benefits—like retirement and health…

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Maximizing Your Charitable Giving: Tax Strategies That Benefit You and Your Favorite Causes

Maximizing Your Charitable Giving: Tax Strategies That Benefit You and Your Favorite Causes

Charitable giving is a noble and impactful way to support the causes that matter to you. Whether it's supporting your local church, helping a cause close to your heart, or honoring a loved one, giving back is something most of us do regularly. However, did you know there are ways to make those charitable donations work harder for you from a tax perspective? In this blog post, we'll break down some effective strategies for charitable contributions that not only support the causes you love but also maximize your tax benefits. From Donor-Advised Funds (DAFs) to gifting appreciated stock, we’ll explore…

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Smart Strategies for Charitable Giving and Tax Savings

Smart Strategies for Charitable Giving and Tax Savings

In this episode, Jason Gabrieli, CFP, is joined by Andrew Barnhardt, CFP, to explore how charitable contributions can be optimized for tax efficiency. They discuss practical strategies such as donor-advised funds, gifting appreciated stock, and estate planning techniques to ensure your generosity also leads to tax benefits. Whether you're navigating a high-income year or planning your legacy, this episode offers valuable insights to help you give wisely.   Tune into this episode to also learn: How donor-advised funds can provide flexibility and immediate tax deductions. The benefits of gifting appreciated stock to eliminate capital gains taxes. When charitable remainder trusts…

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How One Expert Helps Small Business Owners Build Leaders, Scale Operations, and Create a Ripple Effect of Success

How One Expert Helps Small Business Owners Build Leaders, Scale Operations, and Create a Ripple Effect of Success

In today’s fast-paced business world, finding the right leadership and operational strategies is essential for sustainable growth. Jim Bradley, founder of Precision Profits, is dedicated to helping businesses unlock their full potential by improving leadership, enhancing efficiency, and creating lasting value. Through his experiences and expertise, Jim helps business owners overcome challenges, develop strong teams, and scale their operations to new heights. In this insightful interview with Michael Pallozzi, Jim shares his approach to leadership development, the ripple effects of his work, and how he is helping small businesses thrive. The Ripple Effect of Jim’s Work One of the key…

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7 Tips to Help Participants with Long-Term Saving

7 Tips to Help Participants with Long-Term Saving

Improving retirement outcomes means keeping participants focused on the long-term.   Helping employees focus on long-term savings is not easy, especially during uncertain times. Still, employers have seen success. Despite stubborn inflation, a recent survey reports that plan participation and saving rates have reached all-time highs.[1] This is great news, but it’s only part of the solution. Many employees join a retirement plan without fully understanding its purpose. Without such an understanding, they may struggle to stay on track during market volatility, save less than they need, or even cash out early. On the other hand, employees who feel financially…

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Employee Education: Budgeting and Saving

Employee Education: Budgeting and Saving

Take Control of Your Finances with Our On-Demand Webinar and Budgeting Worksheet Managing money can feel overwhelming, but it doesn’t have to be. This on-demand webinar and budgeting worksheet are here to help! This educational toolkit is designed to give you the confidence to budget, save, and plan for the future. Watch the Video What the webinar covers Why budgeting matters: Discover where your money is going and take charge of your finances. Debt strategies: Find out how to pay down debt while still saving for what’s important. Goal setting made simple: Plan for emergencies, vacations, and retirement with ease…

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Building Systems, Developing Leaders: From Corporate Exec to Trusted Small Business Advisor with Jim Bradley

Building Systems, Developing Leaders: From Corporate Exec to Trusted Small Business Advisor with Jim Bradley

In this episode, Michael is joined by Jim Bradley, founder of Precision Profit Strategies, to discuss his transformation from a corporate leader at companies like FedEx and Ready Pac Foods to a trusted advisor and coach for small businesses. Jim shares how his corporate experience with leadership development, lean manufacturing, and process improvement now serves his entrepreneurial mission: helping business owners build systems, develop leaders, and reclaim their time. This episode offers valuable takeaways for entrepreneurs looking to create scalable, self-sustaining businesses. Tune into this episode to also learn: How lean methodology can drastically improve small business profitability. Why leadership…

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Beyond the Miles: What Happens to Your Travel Rewards When You Pass Away?

Beyond the Miles: What Happens to Your Travel Rewards When You Pass Away?

The Travel Hacking Phenomenon As travel hacking gains popularity, more people are collecting points and miles through credit cards, airline programs, and hotel loyalty programs. The rewards often translate into free flights, hotel stays, or once-in-a-lifetime experiences at little to no cost. Tyler Reedman, an advisor at HFM Investment Advisors, is especially passionate about the subject, having successfully planned a 15-night honeymoon to Greece using points. Tyler highlights the importance of leveraging credit card spending to maximize points accumulation, saying, “It’s about taking the money you’re already spending on credit cards and doing it strategically.” The benefits of travel hacking…

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What Happens to Your Travel Points When You Die?

What Happens to Your Travel Points When You Die?

In this episode, Catherine Allen-Carlozo and Tyler Reedman dive into an unconventional yet valuable topic: what happens to your travel rewards—points, miles, and loyalty perks—when you pass away? Prompted by a real client experience, the discussion unpacks how various credit card, airline, and hotel programs treat reward balances after death, and what estate planning strategies can help preserve them for loved ones. Tune in for an eye-opening conversation that blends financial planning with travel hacking insights.lth without fear.   Tune into this episode to also learn: Why you don’t technically own your points or miles. How to plan ahead to…

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