For most entrepreneurs, the hardest part about money isn’t the numbers, it’s the coordination.

Most business owners deal with money every single day. They’re managing cash flow, paying bills, taking care of payroll. They’ve got this. 

But when it comes to the bigger questions, like “What should I actually do with my money?” and “How do I make the right choices out of all the options out there?”, that’s where it gets intimidating. 

And when people get intimidated, they often end up doing nothing.

What we see all the time is: business owners have a collection of strategies, not a cohesive plan.

• They’ve got an insurance policy because someone pitched it. 
• They’ve got an estate plan because their attorney said they should.
• Their CPA is running tax strategies. 
• Their investment manager has a portfolio. 

All good things individually, but none of it ties together.

It’s like trying to build a house by only talking directly to all the subcontractors, but never hiring a general contractor to make sure everyone’s working from the same blueprint. You might end up with a house, but it’s not going to look the way you imagined it.

And that’s what most entrepreneurs miss about their finances. 

It’s not about finding the next great “strategy.” It’s about having someone who can step back, look at the entire picture, and make sure every part is working toward your vision.

That’s what this is really about: your vision. 

What’s the point of all the work, the risk, the grind, if you never stop to ask what it’s for?

For a lot of the business owners we work with, the real breakthrough comes when they slow down long enough to think about what they really, truly want. In their business, their family, and their life. 

Once that’s clear, we can help them build a plan that connects all those strategies into something cohesive, something that moves them toward that vision.

That plan is built with our BuiltWealth™ Ladder as the framework.

It’s our tool for entrepreneurs, and it creates the structure to make sure we’re all moving in the same direction: up. You can take all the time you want on each rung, but you can’t get lost on it, because every step has purpose. And as you make progress, you’ll reach for the next rung.

So if there’s one thing we want every entrepreneur to remember, it’s this:

Don’t get lost in the strategies. 

Step back, think about what you want the big picture to look like, and then make sure everything you’re doing financially supports that picture. If the ladder would help, let us know.

That’s the real work, and it’s the part that most entrepreneurs miss.

Climb the ladder, every week:

If this hit home and you want to get a clearer picture of where you are on the BuiltWealth™ Ladder, subscribe to our weekly newsletter here. No pressure at all. Just something to help you think through your next move. Click  here to subscribe.

 

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HFM Investment Advisors, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. All investments involve risk and are not guaranteed. Information expressed does not take into account your specific situation or objectives and is not intended as a recommendation appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment advisor to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.