In today’s evolving benefits landscape, retirement plan success could hinge on effective strategies. This quarter’s newsletter highlights three areas plan sponsors can’t afford to overlook:

•       5 Advanced Tax Strategies for Employers

Explore advanced savings vehicles designed to support your most valued employees as they prepare for retirement. From cash balance plans to tax strategies and plan structure alignment, there are numerous options that align with executive needs and tax efficiency.

•       Protecting Your Employees from Bad Financial Advice

With more employees seeking financial advice from digital sources like TikTok and Reddit, it’s never been more important to provide personalized education. Learn why one-on-one guidance remains essential and how modernizing your approach can boost engagement and retention.

•       Is Your 401(k) Plan Ready for Today’s Cybersecurity Threats?

Data security is more than an IT issue; it’s a fiduciary responsibility. Discover how breaches impact your company and compliance. Access a cybersecurity checklist that can help you build a strong policy to protect participant data and plan assets.

Read this quarter’s newsletter for actionable tips.

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HFM Investment Advisors, LLC is a registered investment adviser. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. All investments involve risk and are not guaranteed. Information expressed does not take into account your specific situation or objectives and is not intended as a recommendation appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment advisor to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

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