Podcast Archives - HFM Investment Advisors, LLC

Building Systems, Developing Leaders: From Corporate Exec to Trusted Small Business Advisor with Jim Bradley

Business Owners, Podcast

In this episode, Michael is joined by Jim Bradley, founder of Precision Profit Strategies, to discuss his transformation from a corporate leader at companies like FedEx and Ready Pac Foods to a trusted advisor and coach for small businesses. Jim shares how his corporate experience with leadership development, lean manufacturing, and process improvement now serves his entrepreneurial mission: helping business owners build systems, develop leaders, and reclaim their time. This episode offers valuable takeaways for entrepreneurs looking to create scalable, self-sustaining businesses. Tune into this episode to also learn: How lean methodology can drastically improve small business profitability. Why leadership…

Beyond the Miles: What Happens to Your Travel Rewards When You Pass Away?

Financial Wellness, Podcast

The Travel Hacking Phenomenon As travel hacking gains popularity, more people are collecting points and miles through credit cards, airline programs, and hotel loyalty programs. The rewards often translate into free flights, hotel stays, or once-in-a-lifetime experiences at little to no cost. Tyler Reedman, an advisor at HFM Investment Advisors, is especially passionate about the subject, having successfully planned a 15-night honeymoon to Greece using points. Tyler highlights the importance of leveraging credit card spending to maximize points accumulation, saying, “It’s about taking the money you’re already spending on credit cards and doing it strategically.” The benefits of travel hacking…

What Happens to Your Travel Points When You Die?

Podcast, Wellness

In this episode, Catherine Allen-Carlozo and Tyler Reedman dive into an unconventional yet valuable topic: what happens to your travel rewards—points, miles, and loyalty perks—when you pass away? Prompted by a real client experience, the discussion unpacks how various credit card, airline, and hotel programs treat reward balances after death, and what estate planning strategies can help preserve them for loved ones. Tune in for an eye-opening conversation that blends financial planning with travel hacking insights.lth without fear. Tune into this episode to also learn: Why you don’t technically own your points or miles. How to plan ahead to…

Rising to the Top: South Jersey Elevators’ Bill McGrath’s Path to Excellence and Innovation

Business Owners, Podcast

In the competitive world of elevator installation and maintenance, few stories resonate as deeply as that of Bill McGrath, the founder of South Jersey Elevators (SJE). Bill’s journey from humble beginnings to establishing a thriving business over the last 12 years showcases the resilience, hard work, and lessons learned from setbacks. His story is an inspiring tale of entrepreneurship, dedication, and the importance of family support, all while navigating the ups and downs of building a company in a challenging industry. The Beginning: Taking a Leap of Faith Bill McGrath’s path to entrepreneurship wasn’t an immediate leap, but rather, a…

Building a Business from the Ground Up with Bill McGrath

Business Owners, Podcast

In this episode of The Entrepreneur’s Journey, host Michael Pallozzi sits down with Bill McGrath, owner of South Jersey Elevator, to discuss his journey from working in the trades to launching and scaling his own successful elevator company. Bill shares his early influences, the pivotal moment that led him to take the leap into entrepreneurship, and the challenges he faced along the way. He also talks about the lessons he learned from his father, the importance of resilience, and the future of his company, including his son’s growing role in the business. Tune into this episode to also learn: How…

Shifting from Saver to Spender: Embracing Financial Freedom in Retirement

Podcast, Retirement Planning

As we approach retirement, one of the biggest transitions we face is shifting from the mindset of a saver to that of a spender. This change is often more difficult than it sounds. Many of us have spent our entire working lives focused on saving, and once the steady paycheck stops, it can feel like an overwhelming leap to start spending the wealth we've worked so hard to build. In the latest episode of the Dollar Wise Podcast, Catherine Allen-Carlozo, Certified Financial Planner at HFM Investment Advisors, explored this very topic with a couple of retired clients who were struggling…

From Saver to Spender: How to Enjoy Your Money in Retirement Without Fear

Podcast, Retirement Planning

In this episode, Catherine Allen-Carlozo, a Certified Financial Planner at HFM Investment Advisors, explores the transition from being a saver to a spender in retirement. Many retirees struggle with the fear of spending their savings, worrying about outliving their money, market crashes, or unexpected medical expenses. Catherine shares practical strategies to build confidence in spending, create a structured withdrawal plan, and align financial decisions with personal values and goals. If you’ve worked hard to save for retirement, this episode will help you shift your mindset and enjoy your wealth without fear. Tune into this episode to also learn:…

From Criminal Justice Dreams to Running a Legacy: Tyler Hoehe’s Story

401(k), Business Owners, Podcast

Welcome back to the Dollar Wise Podcast. In this episode, host Michael Pallozzi sits down with Tyler Hoehe, the fourth-generation owner of Ed's Body Shop in Bridgeton, NJ. Tyler shares her incredible journey from dreaming of a career in law enforcement to becoming the youngest entrepreneur featured on this podcast. Discover how her family's legacy influenced her decision to take over the business, the challenges she faced as a woman in a traditionally male-dominated industry, and how she's expanding the shop's services to include heavy-duty equipment repair. This conversation dives deep into her growth, passion, and dedication to carrying on…

Scaling Success in the Trades Industry with Ron Cuff

Business Owners, Podcast, Uncategorized

Welcome to another episode of The Entrepreneur's Journey with Michael Pallozzi, where successful entrepreneurs share their stories of starting, growing, and eventually selling their businesses—or transitioning them to the next generation. In this episode, Pallozzi speaks with Ron Cuff, CEO and co-owner of High Point Home Services, about his remarkable entrepreneurial journey in the trades industry. With years of experience in investment advising, Pallozzi leads insightful conversations designed to help entrepreneurs learn from one another’s successes and challenges. Ron’s journey in the trades industry is one of grit, growth, and strategic pivots. He co-founded High Point Roofing in 2017 with…

What’s the Secret to Turning a Construction Job Into a Scalable Business, Like Ron Cuff?

Business Owners, Podcast

Welcome back to the Entrepreneur’s Journey, a podcast dedicated to exploring the paths of successful entrepreneurs. In this episode, Michael Pallozzi sits down with Ron Cuff, co-CEO of High Point Home Services and Brand President of High Point Roofing. Ron shares his inspiring journey of transitioning from construction labor in his youth to building, scaling, and successfully exiting businesses in the trades industry. Listen as they delve into his upbringing, early challenges, and eventual successes, culminating in the development of "Forge," a comprehensive educational platform for trades business owners. This episode is packed with actionable insights for aspiring and seasoned…

PLEASE NOTE!! We do not deal in cryptocurrency nor communicate via TikTok, Telegram, etc. If you have been solicited by anyone claiming to be from HFM via those channels, we recommend you cease communication and report it to law enforcement.

PLEASE NOTE!! We do not deal in cryptocurrency nor communicate via TikTok, Telegram, etc.
If you have been solicited by anyone claiming to be from HFM via those channels, we recommend you cease communication and report it to law enforcement.