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From Worry to Wealth: How to Measure Financial Progress

From Worry to Wealth: How to Measure Financial Progress

Welcome back to the Dollar Wise Podcast. In this solo episode, Certified Financial Planner Catherine Allen-Carlozo explores a mindset shift that can help transform financial anxiety into confidence. Drawing inspiration from the book The Gap and The Gain by Dan Sullivan and Dr. Benjamin Hardy, Catherine unpacks how shifting your focus from what’s missing to what you’ve already accomplished can empower better financial decisions. She shares a real-life story of a client who overcame overwhelming circumstances and emphasizes the importance of celebrating progress — not chasing perfection.   Tune into this episode to also learn: How “The Gap and The…

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Built to Sell: Transitioning Your Business with Purpose

Built to Sell: Transitioning Your Business with Purpose

Welcome back to The Entrepreneur’s Journey. In this episode, Jason sits down with Michael Roth, Managing Partner of V&R Capital, to explore how business owners can thoughtfully prepare for one of the biggest financial decisions of their lives—selling their business. From his personal journey through entrepreneurship and tragedy to founding a firm focused on family-owned businesses, Michael shares the unique challenges and critical steps involved in planning a sale. Whether you're retiring, or just want to ensure your legacy, this episode offers valuable direction.   Tune into this episode to also learn: Why building a business “to sell” benefits you—even…

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Lessons from a Young Entrepreneur: What the Trades Don’t Teach You About Business

Lessons from a Young Entrepreneur: What the Trades Don’t Teach You About Business

In this episode of The Entrepreneur's Journey, Michael sits down with Harrison Edwards, president of My Painter & Exteriors in Arlington, Virginia, to explore his remarkable journey from starting a business at age 20 to running a thriving painting and exterior contracting company by 29. Harrison shares candid insights about overcoming early challenges, understanding profitability, growing a scalable business, and learning critical lessons from tough projects. This conversation highlights practical strategies for contractors and entrepreneurs aiming to enhance their business acumen and accelerate growth.   Tune into this episode to also learn: How to accurately price jobs for profitability. Key…

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From Paintbrush to President: Jon Winters’ Journey from Summer Painter to Flooring Industry Leader

From Paintbrush to President: Jon Winters’ Journey from Summer Painter to Flooring Industry Leader

On the latest episode of The Entrepreneur's Journey, host Michael Pallozzi sits down with Jon Winters, President of MSC Flooring (formerly Michigan Specialty Coatings), to explore a career that evolved from painting houses during college summers to leading a $16 million-a-year company with more than 70 employees. Humble Beginnings with a Paintbrush Jon’s entrepreneurial spark first lit during his high school years, armed with a paintbrush, artistic talent, and a desire to earn summer cash. Working on small residential projects, often sourced from family and school connections, Jon learned early lessons in pricing, customer relationships, and the value of doing…

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Building MSC Flooring: Lessons in Grit and Growth

Building MSC Flooring: Lessons in Grit and Growth

In this episode, Michael speaks with Jon Winters, President of MSC Flooring, about his journey from painting houses in high school to co-founding and growing Michigan Specialty Coatings into a thriving business. Jon shares how early failures shaped his business philosophy, the lessons learned from traveling the world, and the importance of living below your means to weather any economic storm. Listen in for candid insights into building a resilient company culture and managing growth through challenges. Tune into this episode to also learn: How a small painting gig turned into an entrepreneurial journey. The pivotal lessons Jon learned from…

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From Cybersecurity to Pipe Wrenches: How John Moskola and His Brother Are Reinventing a Plumbing Business

From Cybersecurity to Pipe Wrenches: How John Moskola and His Brother Are Reinventing a Plumbing Business

In episode 21 of The Entrepreneur’s Journey, Michael sat down with John Moskola, co-owner of Watson & Sons Plumbing in Western Pennsylvania. John's surprising career path—from government cybersecurity analyst to successful plumbing business owner—is a powerful example of the courage and creativity it takes to make a major professional pivot. From the Pentagon to Pipe Fittings Before joining the trades, John Moskola spent over a decade in the high-stakes world of cybersecurity, working for the Pentagon and other government agencies. While it was intellectually demanding work, the desk-bound lifestyle didn’t align with his people-focused personality. When the opportunity arose to…

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Trust the Process: Lessons from a First-Time Business Buyer

Trust the Process: Lessons from a First-Time Business Buyer

Michael sits down with John Moskola, co-owner of Watson & Sons Plumbing in Western Pennsylvania. With a background in cybersecurity for the Pentagon, John made an unexpected pivot into business ownership through the acquisition of a local plumbing company with his brother. They discuss the challenges of securing financing, navigating the SBA loan process, handling curveballs like environmental studies, and what it takes to successfully grow a family-run trade business in a modern world. This episode offers a candid look at making the leap from corporate life to entrepreneurship—and why trusting the process makes all the difference.   Tune into…

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From Side Hustles to CEO at 21: 3 Lessons on Sales Grit, Smart Automation, and Building a Self-Managing Business

From Side Hustles to CEO at 21: 3 Lessons on Sales Grit, Smart Automation, and Building a Self-Managing Business

Michael sits down with Jayson Miletta, a 21-year-old recent graduate of Rowan University and already a seasoned entrepreneur. Jayson shares how he turned a backyard cornhole league into a national franchise, launched a digital marketing firm with automated outreach systems, and built a scalable business model rooted in partnership and performance. This conversation covers the evolution of Jayson's ventures, the systems behind his success, and his vision for the future—all before graduating college.   Tune into this episode to also learn: How Jayson scaled a cornhole league into a national franchise model. What it takes to cold-sell $100,000 franchises as…

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How Saying “Yes” Can Launch a Business: Confidence, Creativity & Client Loyalty in Action

How Saying “Yes” Can Launch a Business: Confidence, Creativity & Client Loyalty in Action

In the world of entrepreneurship, most people wait until they have all the answers before taking action. But what if the secret to success is saying yes before you're ready, then figuring it out? In this episode of The Entrepreneur’s Journey, we hear how Dave Kryszczak, founder of Spartan Digital, built a thriving marketing agency by doing just that. His journey offers a powerful framework for entrepreneurs who are scaling their business, building a team, or simply trying to move from operator to owner. Here are three valuable lessons you can take from his story—whether you’re just starting out or…

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Say Yes First, Figure It Out Later: Lessons in Grit, Growth, and Guts from Dave Kryszczak

Say Yes First, Figure It Out Later: Lessons in Grit, Growth, and Guts from Dave Kryszczak

Michael Pallozzi sits down with David Kryszczak, founder of Spartan Digital, to explore his inspiring path from teenage tech support to leading a thriving digital marketing agency. Despite being only 26, Dave's journey spans entrepreneurial risk-taking, deep community involvement, and a remarkable personal story that includes classical music, shooting sports, and black bear hunting in Maine. This candid conversation unpacks the value of saying "yes" early and learning on the fly, and how Dave’s experiences shaped his success in marketing and leadership.   Tune into this episode to also learn: How early exposure to business and mentorship shaped Dave's entrepreneurial…

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