The foundation of your investment strategy should be a reflection of who you are and where you are headed. We align your portfolio with your personal situation, your goals and your tolerance for risk. We help you define your true purpose for money.
Our investing philosophy employs global diversification, both across and within asset classes to protect your portfolio against short-term fluctuations in any one type of investment or market. We will not stock pick or market time with our client’s portfolios. Our investors focus on long-term appreciation and appropriate diversification.
It is important to have clear expectations of your portfolio – both on the upside and the downside. Implementing a cost-effective strategy is critical, so your portfolio is built with efficiencies at every level to help you keep more of the return you earn.
As an investment advisor we have a fiduciary duty to provide advice to you based on what is in your best interests. This is our legal and ethical duty to our clients. We do not receive sales commissions or incentives from investment providers, ever.
Starting with our first meeting, we learn about you- the decisions you have made so far and how you arrived at this point. You will learn how common mistakes in an investment philosophy may be very harmful to you, both financially and emotionally.
We discuss your past experience with investing and work to understand the decisions you’ve made and how it has impacted your portfolio.
Next we conduct an in-depth analysis called a Portfolio MRI that provides you with an academic benchmark of your portfolio that detects any unwanted risks, hidden expenses and inefficiencies. It allows you to take the first step towards a more solid foundation.
We then provide recommendations for investing based on your unique situation, risk tolerance and longevity in the market.
Once your investments are prudently invested, we work together to complete your strategy and finish building your overall financial plan.